Property & landlords

Do you need your own niche insurance broker who works for you to find the right cover at the right price and provides a personal face-to-face review?

Landlord packages

We can design and tailor packages for either your residential or commercial properties as follows:


Residential packages can include:


  • Accidental damage or defined events cover
  • Residential building cover
  • Landlords furniture, fixtures and fittings for either a residential building or strata unit
  • Loss of rent for up to 12 months
  • Malicious damage caused by tenants
  • Rent default
  • Theft by tenant
  • Flood cover
  • Liability


Commercial packages can include:

  • Building and contents
  • Theft, money and rent default
  • Loss of income
  • Glass breakage
  • Machinery breakdown
  • Tax audit
  • Liability


Tips for purchasing a commercial or residential property:


  • Invest in a pre-purchase building and pest inspection
  • Choose a professional property manager
Home, contents and valuables packages

Everyone is unique and individual so we have the following options for you to consider when looking to protect what is most important to you:

  • A choice of cover between:
    • Accidental damage
    • Listed events
  • Residential home insurance for full replacement
  • Residential contents insurance (new for old cover)
  • Flood
  • Liability
  • Personal items away from the home for accidental loss or damage
  • Fusion of motors
  • Glass breakage
Why choose TLM Insurance Solutions?
  • We work with you to find the right solutions for your current needs.
  • We handle your claims from beginning to end.
  • We use our extensive network of insurers to find you the right cover.
  • We offer full reviews each year to save you time and money.

Don't Be Under Insured

With all the devastation to homes and businesses around Australia, most clients are underinsured or not aware of what their policies cover.  

These calculators are designed to assist in establishing a sum insured but please remember, these are a guide only and you should always obtain such information from a qualified Valuer. These calculators allow you to provide information from an independent third party to assist in providing an adequate sum with the intention of preventing clients from being penalised in the event of underinsurance. The below disclaimer is to ensure you are aware the sum insured is your responsibility.


Building Calculator – Home Building Sum Insured Guide


Building DISCLAIMER: The Cordell Sum Sure calculator takes the answers you input (or confirm, as applicable) and analyses them against construction industry data collated by CoreLogic to generate an estimated rebuild cost of the improvements on your property. Use of the Cordell Sum Sure calculator and any estimated rebuild cost provided by it may not be appropriate for you and you will need to assess the suitability of this estimate given your knowledge of your property. A number of qualifications apply to the estimated rebuild cost, which are set out in the full set of terms and conditions accepted by you prior to your use of the Cordell Sum Sure Calculator.

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Contents Calculator – Home Contents Sum Insured Guide

Contents DICLAIMER: Typical contents replacement costs are provided by Sum Insured Pty Ltd (A.B.N. 55 947 630 521) trading as Home Contents (“Sum Insured”). Whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by Sum Insured for its accuracy. Please check with a Valuer, or other suitably qualified professional for an accurate estimate.

As the founder of TLM Insurance Solutions, Tracey Miller has more than 35 years experience in the insurance industry.

Offering a complete insurance strategy tailored to your needs, she also prides herself on making the process enjoyable, through her professional and friendly service.

Backed by Ausure—one of Australia’s largest insurance and financial advisory networks— Tracey can provide a range of tailored insurance packages through her broad provider network.

Ausure is also part of the Steadfast Group, the largest insurance broker network in Australia and NZ, so no matter how large or small your insurance needs are, Tracey has the resources to tailor the right cover for your needs.

From City To Country

We've Got You Covered!




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